25 January 2025

worse than you can expect

Here’s looking at America!
I remain neutral 
And will sell to anyone. 
But still won’t go to Cracker Barrel, 
Chi-Fil-A or Michael’s. Etc. 


How anyone on earth can abide by this 
Is a mystery I never hope to solve. 


Mainly one meal a day 
And one Protein Shake. 






My little 4 stocks 


Sleeping with no magic pills. 
lol I found them on the counter. 
I forgot to take them. 

And iron. Can’t forget that! 


24 January 2025

etf primer


And now, I, even I, 
Nurse Anne H
Will now share my secret. 
Don’t let it destroy you. 
I beg of you!


PS. This is NOT financial advice. 
It’s like this low carb blog. 
This is what I eat. NOT medical advice. 


It all started with Covid. 
Remember Covid? 
I was so mad! I ended up working 
100 hour shifts in near hazmat gear! 
Few days off. Mad money was made! 
Every extra shift I worked extra-
I put into a fund. And started to notice… 
There are some funds that pay dividends! 
So - a bonus! 
Soon enough I found ETFs. 
They track the stock market index. 
And pay like 1 to 3% !!

Into stock market index land, 
Where all is controlled, 
Entered a tiny, mad idea. 
Add covered calls to generate income! 



This is QYLD. 
A ETF by Granite Shares. 
While most ETFS pay 3% per year, 
This group pays 12 to 15% 
Every month! 


Faints! 15% return? 
Safe? Minimal risk?


Then along came Yield Max. 
They sell Puts and Calls on underlying stock
With contracts on treasury bonds. 
Which cranks up the price  
by a large factor. 

Right before my SF vacation, 
Bitcoin emerged from its hibernation. 
So I sold all my crypto. Got ETFs. 
Like $25 a week. Every week. 
PS: AI thinks I look like this! lol 


YieldMax sells ETFs
Exchange Traded Funds. 
They’re like a basket of stocks 
That are sold publicly as one stock. 
On any major stock exchange. 

They have 4 groups: ABCD:
 In 4 week cycles. So 13 payments a year. 
I bought some from each group. 
The top darling is currently MSTY. 


ULTY


CONY


NVDY 

Plus some AI based baskets
Aka ETFs like AIYY

And crypto based. ETF YBIT


GIAX is the same concept 
But they pay less dividends 
And have less risk. 


More volatility- the more reward. 
The more risk- if you can take it! 


Look back 5 years on the markets. 



What will happen next?
 No one knows. 
They’re lying if they say they know. 
Markets go up. 
They go down. 
They crash and they flourish. 


Just like with Low Carb
The trend is your friend. 
It’s something works use it! 
If something doesn’t work, avoid it.


I have a Robin Hood Account. 
The stock market is the 
Last Great Equalizer. 
Anyone can trade
With only $5 to start!
Now I will have money to last
Through my retirement! 
Low carb saved my body. 
ETFs saved my retirement ! 
Onward and upward! 
Onward and downward! 




sun’s up


Who would argue with this message? 
I have much respect for people
Who risky their lives to 
Come to America. 
It makes us stronger. 


It’s back. The finger. 


14 hours sleep. 
Is it anemia?  Probably. 


Dream Scrapes. 


Accidentally cooked these in 
A cast iron skillet 
That had previously cooked 
Cinnamon Rolls. 
Now made Cinnamon Shrimp. 


The two best heaters and 


Bed warmers. Frick and Frack. 

Merrily we trudge along. 
Film at 1100 lol.